Financial Information

Patient Billing

The national cost of healthcare has risen and is rising due to many economic factors beyond our control. Paying for it is not easy. We understand that, we listen to you and balance a custom treatment plan for your needs.

Our fees are based on the national ADA fee schedule, are in accordance with our zip code and also pre-negotiated for lower fees in order to benefit you, the patient.

There are 6 domains of healthcare quality that our doctors measure themselves by in order to keep our costs down. Are we: Safe, Effective, Patient-Centered, Timely, Efficient and Equitable? Drs. Hullett holds themselves up to these measures and will recommend and provide necessary, quality treatment to you.

We have several forms of payment options available to help ease the burden:

  • PPO Insurances listed below
  • Discount Plans listed below
  • Care Credit
  • Lending Club

In our office, we do not want surprises just as you do not want surprises. We provide you every available information upfront in order to be transparent and also urge you to contact your insurance plan to verify your benefits and remaining benefits to date as well.

Each individual has a different, specific plan and your insurance gives us an ESTIMATE of coverage for your procedure. 

If you pay a high monthly premium, chances are you have broader benefits. If you pay a lower monthly premium, you many not have many benefits covered.

When our office calls your insurance, we do so to verify benefits, percentage covered, your estimated payment, and their estimated payment. This is the information we relay to you. 

Please call our office at our main number, 713-439-7575 during office hours. Any confusion can be cleared up with proper communication. Insurance can be confusing and frustrating. Our staff is educated and here to help you.


Terms to ask your insurance company about

Waiting Period: The time, usually 6- 12 months, your new insurance will have you wait until some or all your benefits become active.

Missing Tooth Clause: When your current insurance will not pay for an implant IF the tooth was extracted prior to your current insurance coverage.

Your Contracted Amount (if present): The insurance has negotiated a reduced fee for participating dentists. The negotiated amount is printed in this column if the health care professional is a participating dentist, otherwise zeros will appear.

Amount Eligible for Coverage by the Plan: Part of the “Your Contracted Amount” eligible for coverage under the plan. This amount is used to help calculate how much will be paid by the plan.

Patient Deductible: Portion of the “Amount Eligible for Coverage by the Plan” that is applied toward the deductible.

Remaining Balance: “Amount Eligible for Coverage by the Plan” minus “Patient Deductible”

Plan Covered ($ or %): The amount of the “Amount Eligible for Coverage by the Plan” paid by the plan.


At your consultation, we will gather your insurance information and call them for your benefits prior to any surgery. You will be given a written plan outlining the prescribed procedure and itemized cost for your review.

Once surgery is completed, we submit your claim to the insurance company on your behalf.  This assures that the correct code and actual surgery done is submitted.

Most insurance companies will respond within four to six weeks and we mail you a monthly statement. Please call our office if your statement does not reflect your insurance payment within that time frame.

Balance: Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated.

Credit: If you have paid your portion of surgery and the insurance company has also paid, you will be mailed a patient refund. It is important we have an accurate address on file.


If you desire a pre – determination with your dental insurance, we will be happy to do it for you and this takes about 4-6 weeks for a result from the insurance company.


For your convenience we accept checks, Visa, MasterCard, Discover, Amex and financing through Care Credit and Lending Club. 


We deliver ideal and ethical care using the Usual, Customary and Reasonable cost guidelines  for our zip code in Houston and Sugar Land. Payment is due at the time service is rendered unless other arrangements have been made in advance. 

We are in network with these PPO insurances:

Aetna

Ameritas

Assurant PPO/DHA

Blue Cross & Blue Shield

Boon Chapman

Cigna Dental

Delta Dental

Dentemax

Dentegra

GEHA / Connection Dental

Guardian

Humana

Lincoln Financial

Meritan

Metlife

Principal

Sunlife

UMR

United Concordia

United Healthcare

We are in network with these Discount Plans:

Ameriplan

AON Dental

Care POS

Careington

Humana/Compdent